If you’re looking to buy your first Louisville home it’s likely you don’t have hundreds of thousands of dollars to put down, so you’re going to need a mortgage. There are important things to know before you decide on just any mortgage offer.
Before you start, pull your credit report. You can access your report at Go Free Credit or by writing to any of the three major credit reporting bureaus – Equifax, TransUnion, and Experian. If there are errors in your credit report, it may delay the process. Look for this information before going to the bank and correct anything you’re able to.
In Louisville, the market has seen some of the lowest interest rates in years. If your credit is in order and you have a down payment ready for a house, use Go Banking Rates to find the most affordable Louisville mortgage rates available.